Last edited by U.S. G.P.O.
21.06.2021 | History

3 edition of Catastrophic and long-term health care found in the catalog.

Catastrophic and long-term health care

hearings before the Committee on the Budget, United States Senate, One Hundredth Congress, first session, June 1, 1987--Warren, MI; June 22, 1987--Flint, MI; June 29, 1987-- Lansing, MI; August 28, 1987--Marquette, MI; November 11, 1987--Detroit, MI.

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Published by Administrator in U.S. G.P.O.

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  • United States
    • Subjects:
    • U.S. G.P.O.


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      • Distributed to some depository libraries in microfiche.Shipping list no.: 88-332-P.Bibliography: p. 864.

        StatementU.S. G.P.O.
        PublishersU.S. G.P.O.
        Classifications
        LC Classifications1988
        The Physical Object
        Paginationxvi, 87 p. :
        Number of Pages91
        ID Numbers
        ISBN 10nodata
        Series
        1
        2S. hrg -- 100-586.
        3

        nodata File Size: 2MB.


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Long-Term Care Costs Affect Different Groups of Users VI. Other income includes SSI, rental income, and business income. The vast majority of those receiving long-term care at home are getting their support from unskilled relatives. survey of long term care insurance purchasers indicates that approximately 60 percent of purchasers use liquid assets to help finance insurance Catastrophic and long-term health care.

" Accessed July 15, 2021. In sum, the economic impacts of long-term care use on individuals depends upon the type of care they need, how long they need it, and how well they can afford it. As expected, the lowest income group spent the most in proportion to its income. presents the proportion of individuals whose out-of-pocket costs exceeded 15 percent and 20 percent of income for each of the cost categories in. Simplified long-term care policies, hybrid policies, and with long-term care benefits are other options.

Spouses and adult children often provide care with great love — and little skill. One study estimated that although the likelihood of spending down to Medicaid increases dramatically once an individual enters a nursing home, that the actual number of disabled elderly persons who convert to Medicaid is higher in the community.

Acute Care Use of the Disabled Elderly VII. Level of Resources Obviously, the economic impact of long-term care is also related to the amount of income and assets an elderly person has when they start needing care. This can provide both convenience and comfort. Preserving income and assets for one's own self is rarely a primary objective, because most persons with extended nursing home stays do not return home.

The NLTCS also asked questions about the Medicaid eligibility status of the respondent in both 1982 and 1984.

Catastrophic Insurance Could Help With Long

Some States have non-Medicaid programs which provide home care services to this population, but most do not. The major public insurance program for the elderly, Medicare, does not provide long-term care benefits for chronic disabling conditions. The economic impact of long-term care on individuals depends primarily on the types of services they use, the duration of their care, and their available financial resources.